7 Affordable Cities In Hawaii Cheaper Than Honolulu
Honolulu may be pricey, but other affordable Hawaiian cities can offer budget living, ideal for residents or visitors with lower funds. The high costs of Hawaii, the most expensive US state, can strain even those with larger bank accounts, leading many to seek more affordable small towns in Hawaii. However, there are several affordable cities in Hawaii that are cheaper than Honolulu, with median home prices reaching over $1 million and expenses exceeding the US national average. These destinations offer a significantly lower cost of living, housing expenses, and more. Despite sacrifices to sacrifice some urban or higher-end amenities compared to Honolulu, saving significantly can save significantly. The average cost of life in Kahului is 73% higher than the national average, compared to 84% higher in Honolulu. Waianae, on the Leeward Coast of Oahu, is more affordable than Honolulu and offers a more naturalistic lifestyle at a lower cost. Wailuku, former capital of the Hawaiian Kingdom, is known for its rich history and cultural significance, offers a 60% higher cost-of-living than Honolulu. Despite its crime problems, Waianai has one of the highest crime rates in the USA compared to other major cities.
Published : a month ago by Shawnta Cannon in Travel
Visiting, living, or even retiring in Hawaii often clashes with the high costs since it's the most expensive US state. Honolulu, the state's largest and most expensive city, is a prime example of that expense; with median home prices soaring to well over $1 million in some cases and expenses much higher than the US national average, it can strain even those with larger bank accounts, quickly sparking people to go on the hunt for slightly more affordable small towns in Hawaii with reasonable living costs instead.
Yet, Hawaii harbors other thriving and burgeoning cities offering affordable options. Of course, there are a number of scenic small-town alternatives to Honolulu instead, as well as small towns like retirement-friendly Kualapuu, which offers some of the most affordable homes in Hawaii. But some people, whether residents or just visitors, might still prefer the convenience and bustle of a city over a little locale. Fortunately, there are several affordable cities in Hawaii that are cheaper than Honolulu.
From Oahu's leeward coast to the lush, verdant landscapes of the Big Island and the idyllic beauty of Maui, these destinations embody Hawaii's natural beauty and island lifestyle at a significantly lower cost. Sacrificing some urban or higher-end amenities compared to Honolulu, people can save substantially—$1,500 to $2,700 monthly instead of nearly $4,000. Check out these more affordable cities compared to Honolulu, each offering a lower cost of living, housing expenses, and more.
The average cost of living in Kahului is 73% higher than the national average versus 84% higher in Honolulu
Kahului, nestled on the beautiful island of Maui (which is the perfect retirement destination), presents an appealing fusion of urban amenities and natural splendor at a cost significantly lower than Honolulu at the moment. It's known as Maui's shopping hotspot and is also home to the island's international airport, making it great for convenience and accessibility.
Conveniently situated near beaches, verdant mountains, and cultural attractions, this locale offers a blend of city and nature all in one, and at a fairly reasonable cost of living, too. The town's cost of living index is 160.2 against Hawaii's 193.3 and Honolulu's 171.5.
Things To Do In & Around Kahului
• Go shopping at the Queen Ka'ahumanu Center, which is the town's outdoor shopping mall with a variety of stores, restaurants, and entertainment options.
• Visit Maui Nui Botanical Gardens, featuring a diverse collection of native Hawaiian plants, as well as plants from other tropical regions around the world.
The average cost of living in Waianae is 71.5% higher than the national average versus 84% higher in Honolulu
Waianae, a community on the Leeward Coast of Oahu, may not be a typical tourist destination, but it is comparatively more affordable than Honolulu and much of Hawaii.
Waianae is home to a significant Native Hawaiian population, and the Waianae Coast itself, named after the large mullet once farmed here, is historically tied to natural resources and indigenous traditions.
Life in Waianae revolves around a small community and a price point that drifts just below or on par with Honolulu; Waianae's cost of living index is 171.5 against Hawaii's 193.3 and Honolulu's 171.5.
However, the city is said to have crime problems; Waianae has one of the highest crime rates in the USA when compared to communities of all sizes, right from the smallest towns to the biggest cities.
Things To Do In & Around Waianae
• Explore Kaena Point State Park, a remote park that features coastal trails, perfect for hiking and taking in the views of the rugged shoreline.
• Explore Makaha Beach Park and Pokai Bay Beach Park, offering opportunities for swimming, sunbathing, and enjoying the island's natural beauty.
The average cost of living in Wailuku is 60.2% higher than the national average versus 84% higher in Honolulu
Known as the former capital of the Hawaiian Kingdom, Wailuku is steeped in history, with its quaint streets lined with historic buildings, museums, and cultural centers that provide a glimpse into the island's past. One of the most appealing aspects of Wailuku is its proximity to some of Maui's most breathtaking natural wonders. The iconic Iao Valley State Monument, with its towering emerald peaks and lush greenery, is just a short drive away.
Living in Wailuku allows residents to embrace the island's vibrant culture, from attending traditional Hawaiian festivals and hula performances to exploring the town's numerous art galleries and locally-owned boutiques.
Despite its small-town charm, Wailuku is a thriving community that offers a range of amenities and services for its residents. The town boasts a lively downtown area with a variety of restaurants, cafés, and shops. Additionally, Wailuku is home to healthcare facilities, schools, and recreational centers, ensuring a convenient lifestyle for residents of all ages.
While Wailuku may not boast the flashy resorts and bustling nightlife of other areas on Maui, it offers a unique and authentic Hawaiian experience that is more affordable than other parts of the state. The town's cost of living index is 160.2 against Hawaii's 193.3 and Honolulu's 171.5.
Things To Do In & Around Wailuku
• Visit Iao Valley State Monument: This iconic state park features the stunning Iao Needle, a lush valley, and hiking trails through the beautiful natural scenery.
• Visit Maui Tropical Plantation: This 60-acre plantation offers a glimpse into Maui's agricultural heritage. Visitors can take a tram tour, explore gardens, and learn about various tropical crops grown on the island.
The average cost of living in Waimalu is 59% higher than the national average versus 84% higher in Honolulu
Waimalu, a community nestled in Central Oahu near the USS Arizona Memorial and Pearl Harbor, offers a unique blend of suburban tranquility and convenient access to the island's vibrant culture and history.
It's also one of the relatively more affordable cities in Hawaii that are cheaper than Honolulu (or on a similar par with Honolulu), with its cost of living index of 171.5 against Hawaii's 193.3 and Honolulu's 171.5.
Despite its residential character, Waimalu offers a wealth of recreational opportunities for those seeking an active lifestyle. The nearby Waimano Falls, a picturesque cascade nestled in the lush Koolau Mountains, provides a stunning backdrop for hiking adventures. The Hālawa District Park, a well-maintained facility, offers a range of amenities, including basketball courts, playgrounds, and picnic areas.
For history and culture buffs, Waimalu's proximity to Pearl Harbor and its surrounding museums offers a unique opportunity to delve into a solemn reminder of the events that propelled the United States into World War II.
Things To Do In & Around Waimalu
• Hike to Waimano Falls: Waimalu is located near the trailhead for the Waimano Falls hike, a popular outdoor adventure.
• Visit the Pearl Harbor Aviation Museum: The Pearl Harbor Aviation Museum is situated on Ford Island, right next to the historic Pearl Harbor area.
The average cost of living in Kailua is 58% higher than the national average versus 84% higher in Honolulu
Kailua, a picturesque coastal town on the eastern shores of Oahu, offers island charm and modern amenities. One of Kailua's most alluring features is its stunning natural landscape. The town boasts several pristine beaches, including the world-renowned Kailua Beach, which stretches across two miles of soft, white sand and turquoise waters.
Living in Kailua will show there's a strong emphasis on locally-owned businesses and a thriving commercial district. Kailua also offers a diverse array of dining options, ranging from casual eateries serving traditional Hawaiian fare to upscale restaurants showcasing fusion cuisine. The town's farmers' markets, art galleries, and boutiques further contribute to its unique character.
Kailua also has numerous parks and recreational areas, including the lush Kailua Beach Park, the Kawainui Marsh, and access to the Ko'olau Mountain Range. Affordability-wise, Kailua is one of the cities more affordable than Honolulu; some reliable sources say its cost of living index is 171.5 against Hawaii's 193.3 and Honolulu's 171.5, which means it's on par with Honolulu but still lower than Hawaii's state average. However, other reliable sources say the town's cost of living is 58% higher than the national average versus 84% higher in Honolulu.
Things To Do In & Around Kailua
• Explore the Kawainui Marsh: The Kawainui Marsh is a beautiful wetland area located in Kailua, including diverse flora and fauna, including various bird species.
• Visit Kailua Beach Park: Kailua Beach Park is renowned for its stunning white sand beach and turquoise waters.
The average cost of living in Hilo is 47% higher than the national average versus 84% higher in Honolulu
The Big Island offers plenty to do and see, including exploring its bustling towns and cities. Hilo, the heart of the Big Island's eastern coast, is one of them, and it has a lower cost of living compared to many other areas in the state.
Residents or retirees can potentially stretch their funds further, enjoying a comfortable and fulfilling lifestyle here; there are comparatively affordable housing options here compared to other parts of Hawaii (however. please remember there is a shortage of affordable housing throughout Hawaii).
Typically, housing prices in Hawaii touch the million-dollar mark, but Hilo's average home costs are around $490,900, which is significantly lower than house prices in Honolulu and other desirable locations in the state. This, coupled with a slower pace of life, could make Hilo an attractive destination.
Known for its abundant rainfall and verdant landscapes, Hilo boasts a breathtaking natural beauty that is hard to match. The city is surrounded by lush rainforests, including the iconic Wailuku River State Park, where visitors can marvel at the majestic Rainbow Falls and the island's rich flora and fauna.
Outdoor enthusiasts will find themselves spoiled for choice, with ample opportunities for hiking, bird watching, and exploring the region's diverse ecosystems.
Things To Do In & Around Hilo
• Explore Liliuokalani Gardens: These beautiful Japanese gardens, located along Hilo Bay, offer a peaceful oasis with pagodas, bridges, ponds, and meticulously landscaped grounds.
• Visit Akaka Falls State Park: This state park is home to the stunning 442-foot Akaka Falls, which cascades through a lush tropical gorge.
The average cost of living in Pahoa is 46% higher than the national average versus 84% higher in Honolulu
Living in Pahoa means proximity to the world-renowned Kīlauea volcano, one of the planet's most active geological wonders. Situated in a lush rainforest alongside the coast, it provides a front-row seat to the awe-inspiring forces of the Kīlauea volcano nearby.
While Pahoa has affordable housing, with home costs averaging $275,394, there is said to be a shortage of it - something to be aware of. Part of the town's charm is its rugged, off-the-grid lifestyle; some have robust self-built homes, sustainable eco-villages, or even off-grid lava lots.
This town is also comparatively more affordable than Honolulu when it comes to living costs, too; Pahoa's cost of living index is 131.9 against Hawaii's 193.3 and Honolulu's 171.5.
Things To Do In & Around Pahoa
• Explore Lava Tree State Monument: This unique park features eerie lava-formed tree molds created when a past lava flow engulfed an Ohia forest.
• Visit Ahalanui Warm Ponds: These natural warm spring ponds heated by volcanic activity make for a relaxing geothermal soaking experience in a picturesque park near the ocean.