Column: If Medicare plan is ending, consider the off-ramp
Thousands of Hawaii seniors are being forced to make a Medicare decision. The Hawaii Medical Service Association (HMSA) is closing its current Akamai Advantage Complete Plus and Standard Plus plans at the end of the year, affecting about 16,000 members. HMSA is offering replacement plans, including a new $45-a-month Select Plus HMO on Oahu. The Queen’s Health Systems has declined to participate in that HMO network, and HMSA says the plan includes a little more than 60% of the providers in its Medicare PPO network. The Hawaii Medical Service Association (HMSA) is ending its Akamai Advantage Complete Plus and Standard Plus plans, affecting about 16,000 members. HMSA is offering replacement plans, including a new $45-a-month Select Plus HMO on Oahu. The Queen’s Health Systems has declined to participate in this HMO network. If members return to Original Medicare, they have guaranteed-issue rights to specified Medigap plans. However, a Medigapp insurer cannot refuse coverage or charge more due to pre-existing conditions. Another Medicare Advantage plan may still be a better choice for some people due to high premiums, prescription drugs still require Part D coverage.
Publicados : Ontem por None no Health
Thousands of Hawaii seniors are being forced to make a Medicare decision. The Hawaii Medical Service Association (HMSA) is closing its current Akamai Advantage Complete Plus and Standard Plus plans at... [3525 symbols]
